About us

Licenced by the FCA, with a track record over 15 years, PCF has successfully placed more than £1.2 billion of senior debt, mezzanine and working capital for more than 900 clients right across the UK.

A fresh approach

More choice

Great results

Meet The Team

Mark Sarratt
Managing Director

Mark was one of the original founders of PCF in 2005 following on from a very successful career in Commercial Banking. He is now widely recognised as a highly experienced and trusted business advisor with a passion for delivering outstanding service and results. He is married with 3 children based in Pinner and in his spare time, he enjoys golf, gardening and watching Saracens.

Jake Sarratt
Key Account Manager

Jake provides back office support to the team and is the named point of contact for our Key Clients. He joined the business in 2018 and has quickly become an integral part of the team. Jakes is presently studying for CeMAP with the intention of launching a new division for Residential Mortgages in 2020. In his spare time, Jakes enjoys golf and kick boxing.

Josien Sarratt
Marketing Director

Josien joined PCF in 2007 formerly a marketing officer in the Press Office at BAA. She has a Degree in European Business Studies along with a genuine flair for languages being fluent in Dutch, French, Spanish and German. Josien is an invaluable member of the team responsible for digital marketing. Her hobbies include music, theatre and badminton.

Mike Adam
Finance Consultant

Mike has over 20 years experience as a lender, advisor and investor, specialising in fields such as commercial real estate. major infrastructure projects, renewable energy and hotel finance. Mike began his career as a graduate trainee at ABN Amro Bank in London and has subsequently worked with Nomura in Hong Kong and Babcock & Brown in London, Luxembourg and Vienna. Married and based in North London. In his spare time he enjoys football, swimming and skiing.

Les Brannen
Finance Consultant

Les has more than 30 years experience in Commercial Banking having enjoyed a long and successful career with NatWest. He joined PCF in 2014 as a Finance Consultant and is based in Hertfordshire. For his sins, Les remains a long suffering but loyal supporter of Watford FC.

Simon Jenner
Credit Analyst & Debt Advisory

40+ years of credit underwriting and deal structuring across all types of property transactions enables the client to feel confident of a constructive outcome. With a degree in Financial Services and membership of CIOB I have the credentials to deliver a comprehensive understanding of both the transaction and the most appropriate way forward.
I have specialised in development finance, principally in residential and across all deal sizes/housing types. This includes all elements of the capital stack from Equity and Mezzanine to Stretched senior and with a full understanding of the underlying processes from valuation and monitoring to the loan documentation.
This experience extends to SME and unlisted Corporates where I can help manage (and where appropriate create new) lender relationships by offering a Debt Advisory and Consultancy service.


Mark’s extensive industry knowledge and professionalism is second to none which allows him to deliver funding solutions which match a client’s unique requirements. He understands what funders require and they trust him. Mark has delivered many funding solutions for us and our customers and I would strongly recommend Mark to anyone with a borrowing requirement.

John Gillen BSc (Hons) ACIB, Director: NatWest South Midlands and Anglia Real Estate Finance

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